Fongie Victor Tengwei, 40, of Lanham
Fongie Victor Tengwei, 40, of Lanham, has been charged in Charles County District Court with four misdemeanor offenses after authorities said he used another person’s identifying information during an alleged fraud attempt at a Navy Federal Credit Union branch in Waldorf. The charges include identity fraud involving information theft valued at $100 to less than $1,500, identity fraud to induce another person to provide information, displaying another person’s government identification, and possessing or using a false government identification document.
The statement of probable cause says an officer responded on May 5, 2026, at about 4:35 p.m. to Navy Federal Credit Union on Waldorf Market Place in Waldorf for a report of fraud in progress. Court documents state that an assistant branch manager told the officer that a known fraud impersonator was inside the branch attempting to commit identity theft and fraud.
According to the charging documents, the assistant branch manager said the suspect had been identified through a company-wide alert distributed across Navy Federal Credit Union’s Mid-Atlantic West and South regions because of multiple alleged fraudulent incidents. The documents allege Tengwei had been using fraudulent driver’s licenses and identification cards belonging to other people, placing his own photograph on those documents, and then requesting replacement debit cards for victim accounts. Court records state the assistant branch manager reported that about $48,800 had been fraudulently withdrawn from Navy Federal Credit Union customers since April 16, 2026.
Court documents allege Tengwei entered the Waldorf branch at about 4:29 p.m. and signed in using the name of an adult male victim. Authorities said he presented a fraudulent Nevada driver’s license that showed his photograph but displayed the victim’s personal identifying information. According to the statement of probable cause, Tengwei told bank staff he needed a replacement debit card because “his current debit card was damaged and the chip was scratched.”
As officers arrived, the statement says Tengwei left the branch after apparently being alerted by a driver waiting outside. The officer wrote that Tengwei ran from the branch and entered the front passenger seat of a gray Dodge Durango. The officer then conducted a traffic stop, and Tengwei was taken into custody without further incident.
Court records say that while Tengwei was being handcuffed, the officer observed him holding the fraudulent Nevada driver’s license that had allegedly been shown to bank employees. Investigators said the license was modeled after an expired Nevada identification format that had not been issued or produced after November 11, 2014.
Tengwei appeared before District Court Commissioner Hailey Stack on May 6, 2026, at 11:40 p.m. The initial appearance report states he waived an attorney for that hearing only and was released on personal recognizance, with required conditions that he not engage in criminal conduct and appear in court when notified.
Court records show Tengwei was later found eligible for the Public Defender’s Office, and a public defender appearance was entered on May 7, 2026. A motion for speedy trial and a request for discovery and inspection were also filed that day.
