Corporal Michael Owen, Jr.
A federal jury convicted a Maryland man for his role in conspiring to commit an insurance fraud scam.
The jury found Davion Percy, 40, of Suitland, guilty of one count of conspiracy to commit mail and wire fraud in connection with the auto-insurance fraud scheme.
Kelly O. Hayes, U.S. Attorney for the District of Maryland, announced the guilty verdict with Special Agent in Charge Jimmy Paul, FBI Baltimore Field Office; and Chief George Nader, Prince George’s County Police Department (PGPD).
According to court documents, between December 2019 and February 2020, Percy, then the Chief of the Marlow Heights Special Police Department, conspired with PGPD officer Michael Anthony Owen, Jr., 37, of Accokeek, Maryland, and Maryland National Capital Park Police officer Conrad D’Haiti, 56, La Plata, Maryland, and others to engage in mail and wire fraud designed to obtain money in the control of Liberty Mutual Insurance.
Owen Jr was charged in 2020 after fatally shooting a man in handcuffs six times, he was acquitted of the charges during the trial. He faces additional charges for an additional related fraud scheme below.
In late 2019, Percy, Owen, and D’Haiti devised a scheme to help D’Haiti avoid paying the loan balance on a 2007 Jaguar XKR that D’Haiti purchased earlier that year. Then the vehicle subsequently developed significant mechanical issues.
The three co-conspirators committed insurance fraud by fabricating the vehicle’s theft and associated loss. Specifically, Percy agreed to arrange for another co-conspirator to stage the Jaguar’s theft for the purpose of creating a total insurance loss.
On January 4, 2020, at Percy’s direction, D’Haiti parked and left the Jaguar at the rear of the Marlow Heights Shopping Center. Later that day, also at Percy’s direction, D’Haiti provided Percy with $350 at National Harbor, Maryland, to assist with staging the car theft. Then on January 23, a Liberty Mutual special investigator found the vandalized Jaguar in Marlow Heights, Maryland.
D’Haiti and Owen subsequently made a false theft report to a PGPD officer who filed a fictitious police report. Then D’Haiti used this false report to substantiate his theft claim against Liberty Mutual. In February 2020, Liberty Mutual paid the Jaguar’s lienholder, Navy Federal Credit Union, $17,585 on the false claim.
Percy faces a maximum sentence of 20 years in federal prison. A federal district court judge determines sentencing after considering the U.S. Sentencing Guidelines and other statutory factors.
U.S. Attorney Hayes commended the FBI and PGPD for their work in the investigation. Ms. Hayes also thanked Assistant U.S. Attorneys Adeyemi Adenrele and Caroline Schechinger who are prosecuting the case.
For more information about the Maryland U.S. Attorney’s Office, its priorities, and resources available to report fraud, please visit justice.gov/usao-md and justice.gov/usao-md/report-fraud.
June 3rd, 2025:
Two Prince George’s County men have pleaded guilty to federal charges in connection with an auto-insurance fraud scheme. Michael Anthony Owen, Jr., 36, of Accokeek, Maryland pled guilty to falsification of records, and Jaron Earl Taylor, 31, of Ft. Washington, Maryland, pled guilty to conspiracy to commit wire fraud.
Kelly O. Hayes, U.S. Attorney for the District of Maryland, announced the guilty pleas with Acting Special Agent in Charge Amanda M. Koldjeski, Federal Bureau of Investigation (FBI) – Baltimore Field Office, and Chief Malik Aziz, Prince George’s County Police Department (PGPD).
According to the guilty pleas, between August 2018 and February 2020, Owen and Taylor, who were PGPD and Anne Arundel County Policy Department officers, respectively, at the time, conspired with fellow police officers to engage in mail and wire fraud. Owen and Taylor, along with officers Candace Tyler, Conrad D’Haiti, and Davion Percy, and others, devised a scheme for insurance companies to pay out the remaining financing costs of unwanted vehicles.
Members of the conspiracy reported fictitious losses to insurers to obtain money or avoid paying off vehicles that were now worth less than the amount owed on them. The co-conspirators used their statuses as police officers to assist each other’s claims by writing false police reports. Then co-conspirators submitted fictitious police reports to insurers to validate the claim. The false police reports were intended to impede, obstruct, or influence subsequent investigations of the false insurance claims.
In August 2018, Owen and Taylor staged the theft of Taylor’s Chevrolet Tahoe. After Taylor filed a fraudulent police report, Owen and Taylor stripped the vehicle and drove it deep into the woods of a Maryland State Highway property near Largo, Maryland. Taylor then made a false claim to the United Services Automobile Association (USAA) for the loss, for which USAA paid out a total of $38,670.
Then in January 2020, Owen assisted D’Haiti in avoiding payment on the loan balance of a Jaguar XKR. In cooperation with D’Haiti and Percy, Owen devised a scheme to fake the vehicle’s theft. On January 4, D’Haiti parked his Jaguar behind Marlow Heights Shopping Center where Percy worked as police chief.
D’Haiti then paid Percy $350 to arrange for another co-conspirator to tow the vehicle and extensively vandalize it for the purpose of creating a total insurance loss. Tyler subsequently filed the fictitious police report which D’Haiti used to substantiate his claim against Liberty Mutual Insurance. In February 2020, Liberty Mutual paid the Jaguar’s lienholder, Navy Federal Credit Union, $17,585, on the false claim.
Additionally, in January 2020, Owen and Taylor assisted with disposing of an Infiniti sedan to help a co-conspirator avoid making further payments on the vehicle while on extended overseas duty. The co-conspirator gave Taylor $1,000 via CashApp to stage the theft. Taylor then forwarded the money to Owen who filed a false police report with PGPD, stating the vehicle was stolen.
In reality, Owen, Taylor, and others moved the car to the top floor of a Camp Springs, Maryland apartment-complex parking garage. The co-conspirators attempted to conceal the car’s identity by removing the vehicle’s license plates and replacing them with different ones registered to another vehicle. Then the owner and co-conspirator filed a claim with GEICO that was eventually denied on grounds of fraud.
Owen faces a maximum sentence of 20 years in federal prison. Taylor faces a maximum sentence of three years in federal prison if the court fully accepts the plea deal. Both sentencings are scheduled for Tuesday, September 23. Taylor’s sentencing is at 10:30 a.m., and Owen’s sentencing is at 2:30 p.m.
U.S. Attorney Hayes commended the FBI and PGPD for their work in the investigation. Ms. Hayes also thanked Assistant U.S. Attorneys Joseph Baldwin and LaShanta Harris who are prosecuting the case.
